Preplanning is an important aspect of caring for someone you love. In fact, understanding your loved one’s wishes sets a solid foundation for your future together. This is especially true if you are caring for a loved one with a chronic medical condition. However, you may put off broaching this topic with your loved one should you find the topic uncomfortable. It is important to understand that delaying important conversations can make things difficult for both you and your loved one long-term. The following are four essential considerations to think about as you plan for the care of your loved one.

Paying for Long Term Care

Is your loved one going to need long term care in the future? If the answer is yes, it is important to consider how you are going to pay for it should your loved one ends up needing long-term care services. If your loved one has chronic health problems in-home care or relocating to a residential care home, can be expensive. In some families, adult children may decide to chip in to pay for the care of a parent. However, not all families are able to pay for care for an extended period. You might consider speaking with a financial planner that specializes in elder care so that together you can identify adequate resources for long term care of your loved one.

When planning for long term care, you might take into consideration the possibility of your loved one needing hospice or palliative care. These options are vital, and it is important that your loved one is involved in that decision. Visit for tips about selecting a hospice provider. Understanding and then documenting your loved one’s preferences for end of life care will ensure that your loved one is involved in the decision-making process.

Choosing an Executor for your Love One’s Will

The executor of your loved one is the person that is responsible for enacting the will and ensuring that everything is carried out according to his or her wishes. Your loved one should think carefully when making this decision because it is a big responsibility. The executor should be a trusted source that can follow out the wishes of your loved one. It is important that you remain impartial as your loved one’s decision is his or her own. Visit for more information on the exact duties of an executor.

Funeral Arrangements

Arranging a funeral can be incredibly stressful and it can be quite expensive, which is why it is a good idea for your loved one to include their final wishes in the will. This way the family does not have to worry about getting anything wrong as there is a will in place that communicates your loved one’s wishes. The plan may also include funeral arrangements and preferences, an act that can take a great deal of pressure off the family.

Allocating Assets  

Make sure your loved one has a will in place. If there is no will in place when your loved one passes away, it can take a long time to determine how their estate is divided up and, in some cases, this can lead to disagreements between you and your family members. You might talk to loved ones about this now so they can decide how they want their belonging’s allocated among the family.

Conversations about end of life preferences is never easy, however, documenting these important decisions is purposeful as you care for your loved one.