Caregiving is an essential role that many people find themselves filling, whether planned or unexpected. For most, caregiving responsibility is not considered until someone you love needs care. But no matter your case, once the responsibility presents itself, it is essential to approach caring for your loved one with diligence. Becoming a caregiver for a…

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In the late 1990s, my father-in-law was diagnosed with lung cancer. Thankfully, he received treatment and returned to normal life. Then in 2014, the cancer returned with a vengeance, spreading to other organs. By fall we knew that he would need reliable assistance, so my husband resigned from his job and took the lead in…

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Long_termCarePlanning

You’re diligently saving money for retirement, so you’ll be able to live comfortably as you age. But if you’re not accounting for long-term care costs, you could be in for an unpleasant surprise. Many adults don’t realize that long-term care isn’t covered by most health insurance, and as a result, fail to plan for this…

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Long-termcare

For many American seniors, figuring out how to pay for future care needs can be stressful. Long-term care can be expensive, and Medicare doesn’t pay for everything. If you, your spouse, parent, client, or partner have health issues in the future, you may need to stay in a nursing home or hospital for an extended…

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For seniors and family members, planning for health care typically revolves around planning for Medicare coverage. But for the many seniors who will need long-term care, Medicare offers little peace of mind in terms of paying for expenses. So, if you are making health care plans for you or an older loved one, using the…

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