Financial Wellness
Looking Ahead as a Caregiver
Taking things one day at a time is often a matter of survival for caregivers. Meeting your loved one’s needs is a huge undertaking that takes a massive emotional toll. Looking toward the immediate future allows caregivers to conserve their energy for the daily tasks where it’s needed most. Unfortunately, this is a defense mechanism…
Read More3 Tips to Enhance your Financial Wellness as a Caregiver
Many caregivers are underpaid. In fact, the national caregiver pay report suggests that professional caregivers are underpaid, and as a result, are less likely to stay in their jobs. The truth is that you likely chose caregiving because it is your calling and you find it rewarding to help others. It does, however, mean that…
Read MoreFixed Income Budgeting Tips that Help Seniors Live Life to the Fullest
When you live on a fixed income, every penny counts. It can be stressful trying to make ends meet, but having a budget helps you stay on top of everything. By adjusting your spending and staying on the lookout for savings, it is easier to live the life you want without feeling like you’re living…
Read MoreCaregivers: Why We Care , Why We Stay , Why We Leave
Caregiver Wellness and the Honor in Caregivers Asking for Help ®Research Report Caregivers manage the physical, emotional, spiritual and practical needs of a loved one or client while managing their own lives, meet families and careers, providing care for a loved one or client can result in chronic stress and compromised and the caregivers physical,…
Read More5 Essential Tips to Enhance your Role as a Caregiver
Caregiving is an essential role that many people find themselves filling, whether planned or unexpected. For most, caregiving responsibility is not considered until someone you love needs care. But no matter your case, once the responsibility presents itself, it is essential to approach caring for your loved one with diligence. Becoming a caregiver for a…
Read More4 Essential Considerations as you Prepare to Care for a Love One
Preplanning is an important aspect of caring for someone you love. In fact, understanding your loved one’s wishes sets a solid foundation for your future together. This is especially true if you are caring for a loved one with a chronic medical condition. However, you may put off broaching this topic with your loved one…
Read MoreInnovative Insurance Plan Brings Relief to Caregivers
In the late 1990s, my father-in-law was diagnosed with lung cancer. Thankfully, he received treatment and returned to normal life. Then in 2014, the cancer returned with a vengeance, spreading to other organs. By fall we knew that he would need reliable assistance, so my husband resigned from his job and took the lead in…
Read MoreLooking Ahead: Planning for Long-Term Care Before You Need It
You’re diligently saving money for retirement, so you’ll be able to live comfortably as you age. But if you’re not accounting for long-term care costs, you could be in for an unpleasant surprise. Many adults don’t realize that long-term care isn’t covered by most health insurance, and as a result, fail to plan for this…
Read More4 Tips to Help you Figure Out the Costs of Long-term Care
For many American seniors, figuring out how to pay for future care needs can be stressful. Long-term care can be expensive, and Medicare doesn’t pay for everything. If you, your spouse, parent, client, or partner have health issues in the future, you may need to stay in a nursing home or hospital for an extended…
Read MoreFind Peace of Mind by Financially Planning for Long-Term Care
For seniors and family members, planning for health care typically revolves around planning for Medicare coverage. But for the many seniors who will need long-term care, Medicare offers little peace of mind in terms of paying for expenses. So, if you are making health care plans for you or an older loved one, using the…
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